cartoon squirrel sitting in an armchair watching a salesman on an old TV in the forest

Hey, it's Louis.

We've spent a few issues in the 401k and Roth IRA kitchen. Today we're opening a cabinet most of you didn't know was there.

👀 IN TODAY'S STASH

  • The account with three tax breaks and zero catch

  • Why your medical card might be a retirement account in disguise

  • The receipt trick that turns today's copay into tomorrow's tax-free cash

🌳 THE SHADE

Some of you are treating your HSA like a coupon that expires at midnight. Grab some shade for a minute, brother.

You load it up, then blow through it the second something hurts, a $4 bottle of Advil here, a box of Band-Aids there, like the money's gonna evaporate if you don't spend it fast enough.

Some of us don't even know we've got one. It's sitting in your benefits package, untouched, like a gym membership you signed up for in January and forgot existed by February.

Either way, we're fixing that today.

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