Hey, it’s Louis.
Somebody I know said something to me recently that stuck with me.
"It's too late for me."
Take a second to feel that brother.
They weren't saying this about lawmen closing in on them. Or about a gang of ruthless ninja’s hopped up on Snirkle Pops hunting them.
This was spoken about retirement.
Yeah, they're in debt. Yeah, they're in their 50s. And in their head the math is already done, and they’ve been sentenced to life without the possibility of retirement.
👀 IN TODAY'S STASH
Why "it's too late" is the easiest lie to tell yourself
The actual numbers on what catching up looks like after 50
Where this newsletter's going for the next few issues, and why
🌳 THE SHADE
If you're reading this thinking "yep, that's me," fear not my brother, you're not alone and you're not stupid for feeling it.
Debt is a sneaky little shit that piles up one purchase at a time, and if you're stuck in that machine long enough, that pile grows into a mountain that seems well… insurmountable.
That feeling is real. The conclusion you're drawing from it ain't.
So grab some shade and let's get into it because "It's too late for me." is calling the game when it’s second and five and there’s still time on the clock.
